Four Type Personality In Managing Your Wealth

Financial planner and author of the book Financial Freedom: Seven Secrets to Reduce Financial Worry, Ray Linder, revealing one's proficiency in managing finances influenced by his personality. Linder split the four personality types in managing finances, the Protectors, Planners, pleasers, and Players.

1. "Protectors" (The Guard)
Number of type Protector is 38 percent of the entire population. "People with this personality type a very conservative Protector will keep the money. They really think about their future," said Linder. If you already know the quality of an item, type Protector always shop at the same stores and brands.

They are typical of people who are very careful when planning your income and expenses. At first glance it may seem ideal in managing finances, but it really is not. They tend to be extreme about what can and can not be bought. "They are hard to let go of the imagination of the future perfect. This will make them a little difficult to enjoy life now, including scheduled flights," he added.

Because of his view, is often regarded as the Protector stingy. It shows, attitudes towards finances over protected will also cause problems, which can be life threatening marriage. They tend to have difficulty in anticipating change, and sometimes made the wrong decisions at times like that.

2. "Planners" (The planner)
Characteristics of these people is almost similar to the character Protector. The difference, "People with these characteristics tend to make long-term investments, and they are more able to take risks with the possibilities that exist," he explained.

However, Linder said Planners type the number 12 percent of the population also has weaknesses. One is too spiked on long-term financial planning, and want to know in detail what he could get every day. He was so focused on the future so it tends to miss the opportunities that can be found today. Nothing wrong really, the Planner is to make long-term investments, and making other savings to save money "rah-rah".

3. "Pleasers" (The Pleasure Seekers)
These people have the characteristics of love to shop and enjoy life. "The way they spend money is a way of expressing their identity," said Linder.

The character is actually a pleasant lifestyle approach. Moreover, people of character not only think of ourselves, but also pay attention to the needs of others. Nothing wrong if they are referred to as the class of people who care.

Unfortunately, they often tend to shop without calculation and wasteful. Moreover, the nature of those who like to please others will be used by people around them. "Because it is concerned they will put the needs of others before their own needs," said Linder. According to him, the type of pleasers who likes to have fun because they feel themselves to be more regular money saving and calculating.

4. "Players" (The Players)
This characteristic is marked by a tendency to be a compulsive and not thinking long term. In organizing their finances tend to take risks. They do not worry when it comes to investing for the long term, though often fail. They were more concerned with pleasure when it comes to "play" with their money.

No one is taking risks in investing and financial arrangements. Just do not get too much playing around. You also have to be serious when the financial plan to be more controlled.